Buddy: The Decentralized AI Access & Settlement Layer

The Opportunity

AI access is still inefficient. Millions pay for premium subscriptions while utilization remains low. At the same time, global builders are priced out of frontier models.

How It Works

Providers share idle subscriptions and earn passively. Seekers use one drop-in endpoint and pay less. Settlement happens on Temple with stablecoin-denominated machine payments.

Protocol Overview

Seekers → Buddy Relay → Providers → AI APIs ｜ Temple Settlement (stablecoin, batch + session mode)

• • Matching: reputation-weighted, load-aware, sticky sessions
• • Settlement: on-chain split enforcement and ledger mapping
• • Security: isolated containers, wallet-bound access controls
• • Reputation: service score impacts routing priority

Token Design (BUDDY)

• • Governance: vote on fees, routing, and supported rails
• • Provider Bond: stake to improve matching priority
• • Seeker Discount: hold/stake for lower protocol spread
• • Revenue Share: stablecoin cashflow support for stakers
• • Insurance Pool: refund/dispute/SLA compensation buffer

Roadmap

• • Phase 1: Foundation — routing + hosted providers + Temple settlement
• • Phase 2: Growth — token rollout + provider staking + model expansion
• • Phase 3: Decentralization — governance, multi-operator relay, cross-chain entry

Team

Buddy is built by engineers and operators with deep experience in distributed systems, blockchain infrastructure, and AI product execution.